Health Insurance for International Students,
Visiting Scholars and Study Abroad
The following is a brief overview of the plans most often offered to schools for their International Students and Scholars.
Please note this is not a complete description of the plans; it simply provides a quick comparison of deductibles and co-payment percentages. A full description of the benefits, limitations and exclusions will be sent to you upon request.
Colleges
Universities
LCC and ELI Programs |
International Student Organizations
Special Events (within a learning institution)
Study Abroad (Incoming or Outgoing) |
The portfolio allows institutions to select the program that best fits their needs and circumstances. Below is a brief description of the available options.
Please note this is not a complete description of the plans, it simply provides a quick comparison of deductibles and co-payment percentages. Please request the appropriate brochure for an outline of benefits, limitations and exclusions. All plans are designed to comply with federal mandates regarding J Visa participants and Title IX.
Modifications are available to each plan in order to meet the needs of your specific campus!
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CUSTOMIZED PLAN: |
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We are able to duplicate your current plan or tailor a plan to meet the specific needs of your campus. For specifics, please contact us at 281-651-8787 Houston metro or toll free 1-800-285-8133. |
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| II. |
VALUE PLAN |
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Plan Maximum: |
$100,000 per covered injury or sickness for Students/Scholars
$50,000 per covered injury or sickness for Dependents |
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Deductible: |
$100. This deductible is waived entirely for conditions treated or referred by an institution's Health Services (for students only) |
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Coverage: |
Covered Medical Expenses incurred over the deductible are covered at 80% up to $2,500; from $2,501 to $10,000 at 90%; and from $10,001 to $100,000 at 100%. Outpatient Prescription Drugs: $10 co-pay to $1,000
Repatriation - $7,500; Medical Evacuation - $10,000 |
Monthly premium rates start at $55 for age 25 & under. (Special quotes and benefit changes are available upon request).
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| III. |
BUDGET PLAN |
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Plan Maximum: |
$50,000 per covered injury or sickness |
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Deductible: |
$200. This deductible is reduced to $100 for conditions treated or referred by an institution's Health Services (for students only) |
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Coverage: |
Covered Medical Expenses incurred over the deductible are covered at 80% up to $5,000; from $5,001 to $10,000 at 90%; and from $10,001 to $50,000 at 100%. Outpatient Prescription Drugs: 50% to $500
Repatriation - $7,500; Medical Evacuation - $10,000 |
Monthly premium rates start at $42 for age 25 & under. (Special quotes and benefit changes are available upon request).
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Applicable to all plans:
- Continuous coverage is available from previous insurance company for continuously insured persons.
- Standard (pooled) premium rates are available for smaller schools with no prior claim history; or special premium rates are available for larger groups or groups with prior claim history; or special premium rates are available for larger groups with prior premium/claim history.
- Premiums may be quoted at a composite rate, rather than age rated, upon request!
- Benefit designs and exclusions may be altered to meet your needs!
- Various premium collection methods are available...we are flexible.
NOTE: Some products and services may be limited to specific geographical territories due to licensing and/or regulatory requirements. Macori, Inc is not presenting itself as a TPA. |
Request a quote by completing the information below
